How much of your estate would go to HMRC?
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A more tailored calculation is needed
If you are widowed, your IHT position will depend on the specific details of your late spouse's estate and what was inherited, including any unused nil rate band. This tool cannot meaningfully reflect your position. We recommend speaking directly with UBTA for a bespoke calculation.
Speak to the UBTA team for a bespoke calculation tailored to your specific circumstances.
Speak to the UBTA team →Current year EBITDA × 5 × your shareholding %
For example, if your business makes £500k EBITDA and you own 60%: £500,000 x 5 x 60% = £1,500,000
Concerned about what you're seeing?
With the right planning, IHT exposure can often be significantly reduced. UBTA works with community business owners to structure estates that protect what you've built.
Book a free, no-obligation consultation to review your IHT exposure in detail, discuss the specific complexities of your estate, and set out a suggested estate planning approach. Enter your details below and we will be in touch to arrange a convenient time.
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Your details and estate figures will only be shared with UBTA when you submit this form. Nothing is stored or transmitted until that point.
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This calculator provides a high-level estimate only and does not constitute personal tax, financial or legal advice. Figures are based on current HMRC thresholds as of 22 May 2026 which are subject to change. Every estate is different and will require tailored professional advice. © UBT Accountants Ltd 2026.